Friday, August 29, 2014

I Could Have Had a "Larry David" Moment, But I Chickened Out


Last night my husband and I went out to dinner for our anniversary. We had a fantastic time and a wonderful meal, and then we were ready for the check. But the waiter told us that we couldn't go yet — we needed to hear about the desserts so we could have something special.

I thought special meant free.
Image source: Wikimedia Commons

My husband still wasn't interested, but I said to him that if the dessert were free, why not? He didn't think it would be free just because the waiter mentioned a special dessert for our anniversary, but I was sure that's what the waiter meant by "special."

Bet's on.

The dessert was beautiful with a large chocolate "Happy Anniversary" message written in cursive across the bottom of the plate.

Time for the check. My husband won. Not free.

If I were Larry David … no not worth it! But you can imagine what he might have done: "Waiter, excuse me. Come here. Didn't you, didn't you say … special? I thought that meant 'free.' Why do you say special unless you mean free? I think …"  And cue music.

Friday, August 22, 2014

Boss Jerkitude or Acceptable Behavior?


In this post, I will refrain from saying whom it happened to, you know, to protect the identity of the persons involved and all that jazz. So here goes: anyone who works and who has a boss can probably relate.

What just happened?
Image source: morgueFile


The boss comes in to visit the store, and everyone is on his or her best behavior, making sure the place is running just right. This place of work happens to be a restaurant.

The two bosses sit at the server's table, and, of course, the server works extra hard to make sure the dining experience is an impeccable one, even running back and forth to the bar to give the bartender new drink ideas one owner has just come up with.

This was a more stressful server experience than most.

You probably know that servers rely on tips, and the better the service, the better the tip they are likely to get. So, in this case, the server was expecting at least to get the average tip, especially considering the meal was free for the owners.

Imagine the server's surprise and disappointment after ensuring a satisfying dining experience to receive no tip. Zero. Zilch. Nada.

The owners provide the job and believe workers should be grateful just to be employed.

Boss jerkitude or acceptable behavior? What do you think?

Friday, August 15, 2014

Costco Etiquette

My daughter told me about an interesting experience she had at Costco while we were shopping there yesterday.

If you've been to Costco or any grocery store that has a tray of samples, you can probably relate.

Grab it while you can!
Image source: morgueFile
The spicy cheese quesadilla stand was attracting a lot of interest. My daughter and another women were the only two people left after everyone else grabbed their sample. And there were two quesadilla samples left. Sounds simple, right?

Not so much. The woman next to my daughter took one, and just as my daughter was about to take the last one, the woman took it, also. She looked at my daughter and explained that her husband would like to try one, too. OK, kind of strange, but not outrageously rude. At least not yet.

The woman then proceeded to eat both samples herself!

My daughter said she felt as if she were playing Larry David on "Curb Your Enthusiasm."


Do you have a similar rude story? Share it below. We can use a laugh!

Thursday, August 14, 2014

What Causes a Man to Have a Hard Fat Belly?

Now that it's toward the end of summer, I'm sure everyone has seen it: men with hard fat bellies. Ever wonder why or how men can get rid of it?


Image source: morgueFile
You probably refer to the phenomenon of a man with a belly that protrudes similarly to a pregnant woman's as a "beer belly." But the reason men get hard, fat bellies is not always as simple as beer consumption. The reason is the type of fat they carry: omentum fat. Dr. Mehmet Oz, professor of surgery at Columbia University, said on the Oprah TV show that the only purpose of the omentum organ is to store fat. And it stores it underneath the stomach muscles, which makes a man look fat but have a hard belly.

Bad Fat

Though the terms for hard, fat bellies are affectionate and funny: beer belly, potbelly or spare tire, nothing is funny about omentum fat. Doctors also call this sort of fat visceral fat, and it is the most dangerous fat to carry around. Visceral fat is stored under the muscles as opposed to subcutaneous fat, which is stored under the skin. Fat released from the omentum organ travels to the liver. It is processed and then goes to the arteries, which is what causes high LDL cholesterol. Belly fat is supplying



What Causes It

The way men and even some women develop hard, fat bellies is from ingesting too many calories. Beer can cause it, but so can eating too much food and drinking sugary sodas. Beer, however, is a big contributor to the problem for several reasons. Beer contains alcohol, and the liver burns off the alcohol instead of the fat, says Michael Jensen, an endocrine expert with the Mayo Clinic. Beer also has lots of calories, and if you drink several, you are ingesting too many calories. Also, the foods many people eat with beer tend to be fattening, such as pizza, chicken wings, onion rings and french fries.

Why Men

If you take in too many calories, your body needs to store the fat somewhere. Women tend to gain subcutaneous fat under the skin as opposed to visceral fat under the muscles. So women can store fat in their legs, buttocks and arms in addition to their bellies. But fat in men tends to go mostly to the belly. If your hard, fat belly measures more than 40 inches, you are at increased risk of developing heart disease, high blood pressure, stroke, type 2 diabetes and sleep apnea, says Jensen.

Get Rid of It

The way to get rid of your hard, fat belly is the same way you'd get rid of any type of fat: burn more calories than you take in. Start eating healthy foods and reduce your portion sizes. Also, get moving. Check with your doctor to see whether you can do some moderate aerobic exercise 150 minutes per week. Add a couple of days of strength training to the mix. If you don't already exercise, start slowly by walking. Though you can do situps or crunches as part of your overall exercise regimen, abdominal
exercises by themselves will not get rid of your belly fat. Losing weight is the most important way to have a flatter belly. There is some good news about visceral fat, however: It's typically the first type of fat to go when you start to lose weight.

Wednesday, August 13, 2014

How I Rehabilitated an Abused Dog

This post is for my little buddy who is always by my side. Here's the story of how I got Winston:

My middle child is just like her grandmother was and how I am, in at least one way: None of us could or can resist bringing home an animal in need. So the day when my daughter came home with a frightened and starving little creature that immediately took cover under my bed, I knew that we just laid eyes on the newest member of the family. Prince, our rescue from two years prior, would need to learn to share top dog billing in our house. It was obvious this new little guy desperately needed a good home, and we would give it to him.

 Abused Dogs Might Not Learn to Trust

We were told that his prior owners had abused this 8-month-old rescue dog, which we soon named Winston. (Combining "Winston" with "Prince," we nicknamed the canine duo "Princeton.") I knew that, because Winston had been abused at a young age, he might never be a fully trusting dog. According to Dr. Nicholas H. Dodman, a veterinary behaviorist, many dogs never recover from abuse experienced during key formative periods of their lives. It did not take long to see the initial signs of abuse: Winston was starving. We could see his bones through his fur, and he had a peculiar white stripe around his hound dog muzzle. This was scar tissue where his mouth had been bound. We would not find out what it was bound with until several months later.

 Use the Calm and Quiet Approach

Winston, as any abused animal would behave, would not explore his environment. He mostly hid under the bed or under a table with a floor length covering. This is common for an abused animal. According to Dr. Dodman, abused animals often remain quiet and reclusive. I just let Winston know that I was there if he needed me and went about my day. But Prince was not so willing. He wanted to get to know Winston. I put Winston and Prince together in a small space in the basement, and I sat between them. When Prince became too aggressive and pushy, I calmly commanded him to "back off," a behavior we teach our dogs before allowing them to interact with others. I was protecting Winston, and I think that he could tell. After about 15 minutes, I had my daughter bring Prince upstairs, and I sat with Winston and calmly petted him. We were bonding.

Give Them What They Want

Winston was a fast learner. By the next day, he was comfortable eating next to Prince, and he was not hiding as much. By the third day, he wanted to explore outside in the backyard. Later, I took him on a walk with Prince.

The Daily Walk

To this day, Winston lives for his walks. When I have been sitting at my computer too long, he will nudge my leg and spin around in a circle to let me know he wants to go exploring. Although this is really not good behavior, I give Winston some slack because of the past abuse.

Learn to Desensitize

We knew from the start that Winston's mouth had been bound, but we did not realize it was with duct tape until months later, when we were making a craft. Winston, at his normal post at my feet, suddenly shot his tail between his legs and darted up the stairs, shivering uncontrollably. The sound of the duct tape being pulled from its roll must have brought back a dark memory for this poor, loving little dog. It was a heartbreaking moment. But by this time, Winston trusted me, so I walked over to him with the roll of duct tape in my hand. I began petting him with the other hand while I let him sniff the duct tape. I did this for several minutes with the goal of desensitizing Winston to duct tape. Two months later, when my daughters and I did another duct tape craft, Winston did not blink an eye.

Tuesday, August 12, 2014

I Cosigned a Car Loan: Am I Responsible After an Accident?

As soon as your kids are ready to buy a car, they might ask you to cosign. You might want to, but you should first know what you are responsible for before you do.



Image source: morgueFile
You might want to help a friend or family member who can't get a car loan on his or her own by cosigning on the loan. You probably realize if that person defaults on the loan, you need to pick up the slack and make the payments yourself. Either that or tank your credit score and, if that happens, you'll be the one who'll need a cosigner in the future. But what about if the person you cosign for has an accident? Are you responsible for that, too?

Everyone's particular circumstances differ. The answer depends on many factors such as these:

  • Whether you're on the title
  • Whether you have an auto insurance policy
  • Whether the car is listed on your insurance
  • Whether you have an umbrella insurance policy



An umbrella insurance policy covers more than a standard
policy does. It could cover you if you are sued for damages resulting from an accident the person you consigned for was in. If you cosign on a car loan, you might want to consider adding this policy.

Cosigner or Co-borrower?

Generally, a distinction is made between a cosigner and a co-borrower. A co-borrower is listed on the car's title, and a cosigner is not. The co-borrower is considered the owner of the car just as much as the person who drives the car. You are more likely to be held responsible after an accident if your name is on the car's title. But you should still check with your insurance company or an attorney to determine what would apply in your case.

Negligent Entrustment

You might also be sued because of a term in the law called "negligent entrustment." This would apply if the person suing you could prove that you knew the person you cosigned for was unfit to drive the car safely. Reasons could include age, inexperience and a history of reckless driving.

Monday, August 11, 2014

6 Home Remedies for Bad Breath

If you're like me, you never want to force your possible bad breath on an innocent bystander. And, when you're in a social situation, you cannot just breathe into your cupped hand to check. Popping mints and gum might mask bad breath for a little while, but those methods do not deal with the underlying problem. Several home remedies for bad breath are out there that address the two reasons for bad breath: oral hygiene difficulties and digestive tract problems; you just need to learn what those home remedies are.

Oral Hygiene

1. Drink Water

This first of the bad breath remedies is so basic you might not have even considered it: drinking more water. The Mayo Clinic says that when you don't drink enough water, your mouth can become too dry to wash away bacteria and food particles. Keeping your mouth moist helps wash all that nasty stuff away.

2. Rinse with Mouthwash

Using mouthwash works the same way water does; it rinses away bacteria and food particles. But it's important to choose a mouthwash that does not contain alcohol, which can actually contribute to bad breath. Alcohol dries out the mouth, and we now know from the Mayo Clinic that dry mouth encourages bacteria that cause bad breath.

3. Brush Your Tongue

Beside brushing your teeth twice a day and flossing once a day, you need to brush your tongue if you have bad breath. Bacteria can collect there. Brush as far back as you can using a toothbrush or a tongue scraper.

Digestive Tract Health

Image source: morgueFile


 4. Eat Celery, Apples and Carrots

Celery, apples and carrots have a high fiber count. You need to chew fibrous foods well, which produces saliva in your mouth, a cleansing agent. Fibrous fruits and vegetables can also help break down plaque and sulfur compounds, which contribute to bad breath. Note that a white coating on your tongue indicates you have high sulfur content in your mouth, explains Jonathan B. Levine, a world-renowned dentist.

5. Eat Foods with Vitamin C

Fruits that contain vitamin C, such as blueberries and citrus fruits, create an unfriendly environment for bacteria. And vitamin C does double duty as a bad breath remedy because it helps prevent gum disease, which leads to bad breath. You cannot substitute vitamin C supplements for food to fight bad breath because the supplements could upset your stomach, which could cause bad breath, according to Cynthia Sass, a registered dietician and ADA spokesperson.

6. Drink Black Tea

Black tea contains polyphenols that kill bacteria responsible for bad breath, according to 2003 research conducted by scientists at the University of Illinois. The polyphenols in the black tea also help prevent plaque from forming on teeth. Black tea specifically helps to get rid of the sulfurous rotten egg smell.

Do you have any tried and true bad breath remedies? If so, let me know comment section below!